Buying
Stamp Duty
Estimate transfer duty on a residential property purchase across all 8 Australian states and territories.
BuyingOpen →
Calculators · 14 tools
Run the numbers before you run the numbers.
14 calculators built on the Burbfinder data layer. Every interest rate, stamp-duty schedule, and median rent is sourced from official ABS and state-government feeds — no stale assumptions buried in the math.
All calculators
Updated nightly · 14 shown- Borrowing
Mortgage Repayment
Estimate monthly repayments by loan amount, term, and interest rate.
BorrowingOpen → - Borrowing
Borrowing Power
How much could you borrow based on income, expenses, and existing debts?
BorrowingOpen → - Investing
Rental Yield
Compare gross and net rental yield for a property at a given price.
InvestingOpen → - Investing
Capital Gains Tax (CGT)
Estimate CGT on an investment property sale, with 50% / 33⅓% discount.
InvestingOpen → - Borrowing
How Long to Repay
How long until your home loan is clear at your chosen repayment, and what total interest you'll pay.
BorrowingOpen → - Borrowing
Lump Sum Repayment
See the interest and time saved by applying a one-off extra repayment to your home loan.
BorrowingOpen → - Borrowing
Loan Offset
How much interest and time will an offset balance save you? Net of principal each period.
BorrowingOpen → - Borrowing
Split Loan
Split your loan between fixed and variable rates and see the combined repayment plus per-portion breakdown.
BorrowingOpen → - Borrowing
Home Loan Comparison Rate
Fold upfront, ongoing, and discharge fees into a single effective annual rate to compare loans like-for-like.
BorrowingOpen → - Borrowing
Home Loan Comparison
Compare two home loans side by side. See which is cheaper over the full term and by how much.
BorrowingOpen → - Buying
Property Buying Cost
Total upfront cash to buy: deposit, stamp duty, LMI estimate, conveyancing, inspections, government fees.
BuyingOpen → - Selling
Property Selling Cost
How much you keep after agent commission, marketing, conveyancing, and loan payout.
SellingOpen → - Saving
Budget Planner / Savings Goal
Time-to-target for a property deposit or any savings goal. Optional savings interest rate.
SavingOpen →
Methodology
Live inputs, documented math
Every calculator pulls live values from the Burbfinder data layer. The math is documented, the assumptions are visible, and the AU-specific rules (stamp duty schedules, FHB concessions, APRA buffers) match the current government source.
- 1.Stamp duty schedules come straight from each state revenue office; updated when the legislation changes, not annually.
- 2.Mortgage maths use the standard
P × r × (1+r)namortisation; comparison rates fold upfront/ongoing/discharge fees into a single effective annual rate. - 3.Borrowing-power applies an APRA-style serviceability buffer of
+3.0%over the assessment rate. - 4.CGT applies the 50% individual discount or 33⅓% SMSF discount; the principal-residence exemption is calculated, not assumed.