Fingal Bay

NSW

Fingal Bay is a stable suburb in NSW with 1,635 residents.

SAL code: 11521
SA2: 106031121
Population: 1,635
LGA: Port Stephens

Loading map...

Fingal Bay suburb boundary

Fingal Bay, NSW had 1,635 residents at the 2021 Census, with the broader statistical area showing a 1.0% growth over the last five years. The predominant age group is 65-74 years, and the median age sits at 63. Households are most often couples with children, and those with a mortgage repay a median of $1,733 a month. Around 73.6% of homes are owner-occupied, with the largest single tenure being owned outright at 56.6%. Most dwellings are separate houses, making up 52.5% of the suburb's housing stock. The suburb has 3 parks and reserves mapped within its boundary. Source: ABS Census 2021 and Estimated Resident Population, with amenity counts from state Open Data and OpenStreetMap.

Population

1,635

Suburb · Census 2021

5-Year Growth

+1.0%

3yr: +0.7% · 10yr: +3.9%

SA2 · 5yr

Household Income

$1,114/wk

Suburb · Census 2021 median

Median Age

Suburb · Census 2021

Socio-Economic Index

5/10

SA2 · middle-range

Unemployment

3.8%

SA4 · Q4 2025

Hospitals

Not available

No data for this suburb

Childcare services

Not available

No data for this suburb

Parks & green space

Parks, reserves

Transport stops

GTFS stops

Dwelling approvals

Port Stephens · Feb 2026

Median Weekly Rent

$650/wk+8.3% YoY2026 Q1

Postcode-level

Based on NSW rental bond lodgements, aggregated at postcode level. All SALs sharing this postcode show the same median.

Median House Sale Price

$1,550,000+26.5% YoY2025 Q4

House only

Source: state Valuer-General (suburb-level quarterly medians).

→ Calculate stamp duty on this suburb's median price → Estimate mortgage repayments → Calculate rental yield (price + median rent)

Safety & Crime

2025 Q4

per 1,000 residents

↓ 4%

vs prior year

Property Damage

8 offences

Reported incidents from NSW police. Offence rates may not reflect all crime.

Population over time — Nelson Bay Peninsula (SA2)

ABS publishes annual estimates only at SA2; Fingal Bay suburb alone is ~1,635 (Census 2021).

Growth at a Glance

3yr: +0.7%5yr: +1.0%10yr: +3.9%Total: +26.4%

Population grew from 17,533 to 22,156 over 24 years, averaging 1.0% per year.

Government school catchment

Intake zone

Primary

Shoal Bay PS

Secondary

Tomaree HS

Source: NSW Department of Education — School Intake Zones. Boundaries can be amended without notice; confirm with the school before relying on enrolment.

Profile

Census snapshot

ABS · 2021

Housing

Public housing 1.6%

Predominantly detached houses (52.5%), owner-occupied (74%), built for families (44% are 3 bed).

Dwelling mix

Houses 53%

Townhouses 46%

362 houses320 townhouses7 apartments

Tenure

Owned 57%

Mortgage 17%

Renting 26%

Number of bedrooms

1 bed

13 (1.8%)

2 bed

189 (26.8%)

3 bed

309 (43.9%)

4 bed

151 (21.4%)

5 bed

32 (4.5%)

6+ bed

10 (1.4%)

Bushfire & flood risk

Hazard data is not yet available for NSW.

Source when available: NSW Rural Fire Service (BFPL) and NSW DPHI EPI Flood.

Planning zones

5 zones in suburb

Code	Zone	% covered	Area
C1	ZoneEnvironmental	85.1%	8.18 km²
R2	ZoneResidential	7.7%	0.74 km²
RE1	ZoneRecreation	4.5%	0.43 km²
SP1	ZoneSpecial use	0.7%	0.07 km²
RE2	ZoneRecreation	0.4%	0.04 km²

Source: NSW DPHI EPI Land Zoning (ZONE_NSW/2026-04-29/1eccf1a530fa1be5) · As of Apr 2026. Zone boundaries are amended periodically; verify the exact property with the relevant council before relying on permitted use.